Plans built from the ground up

We don’t believe in one-size-fits-all benefit plans, and we acknowledge that no two employers are built the same. At UMR, we take our time to understand each employers' individual needs and then use our industry expertise to create the perfect fit – with a custom-made plan.

Support every step of the way

From a detailed implementation to a designated customer service team for your employers and their members – we eliminate the guesswork and give guidance from the start. With an Account Manager with self-funding expertise serving as your single point of contact, together you will work to identify financial and administrative solutions.

Better data = better decisions
At UMR, you have instant access to current plan data to see how the plan is performing and tools to provide benchmarking for national plan comparison. With the ability to pull data 24/7, you can gather actionable insights and customize data to support strategic business decisions.

Join the 95%

That's how many customers stay with UMR year after year. Bring us your toughest TPA problems - we'll earn your business.

Medical administration
Stop loss coverage
Pharmacy benefits administration
Dental administration
COBRA administration

UMR CARE

Utilization Management
Complex Condition CARE
Emerging CARE
Complex Condition CARE +
Maternity CARE
Ongoing Condition CARE
Persistent Back and Neck Pain CARE
Wellness CARE
Tobacco and Nicotine Cessation
CARE Cues
Real Appeal
NurseLine and Nurse Chat

Consumer-driven health plans

Flexible spending accounts (FSAs)
Health Reimbursement Account + Incentive$ (HRA +)
Lifestyle Accounts (LSAs)
Retiree reimbursement accounts (RRAs)
Qualified high-deductible health plans (QHDHPs)
Health savings accounts (HSAs)
Incentive strategies

Ancillary solutions

Telemedicine
Self-funded vision benefits
Spectera ASO (fee for service) vision
UnitedHealthcare OnlinEnroll
Optum EAP
Retiree billing services
Hearing product discounts
Self-funded dental
Second opinion services
Optum Centers of Excellence (COEs)

Specialty products

Fully insured dental
Fully insured vision
Life and supplemental life
Fully insured short-term disability
Fully insured long-term disability
Critical illness/accident protection
FMLA
Hospital indemnity protection

Medical administration Stop loss coverage Pharmacy benefits administration Dental administration COBRA administration

UMR CARE

Consumer-driven health plans

Ancillary solutions

Specialty products

Medical administration
Stop loss coverage
Pharmacy benefits administration
Dental administration
COBRA administration