We don’t believe in one-size-fits-all benefit plans, and we acknowledge that no two employers are built the same. At UMR, we take our time to understand each employers' individual needs and then use our industry expertise to create the perfect fit – with a custom-made plan.
Support every step of the way
From a detailed implementation to a designated customer service team for your employers and their members – we eliminate the guesswork and give guidance from the start. With an Account Managerwith self-funding expertise serving as your single point of contact, together you will work to identify financial and administrative solutions.
Better data = better decisions At UMR, you have instant access to current plan data to see how the plan is performing and tools to provide benchmarking for national plan comparison. With the ability to pull data 24/7, you can gather actionable insights and customize data to support strategic business decisions.
Join the 95%
That's how many customers stay with UMR year after year. Bring us your toughest TPA problems - we'll earn your business.
Medical administration Stop loss coverage Pharmacy benefits administration
Utilization Management Complex Condition CARE Emerging CARE Complex Condition CARE + Maternity CARE Ongoing Condition CARE Persistent Back and Neck Pain CARE Wellness CARE Tobacco and Nicotine Cessation CARE Cues Real Appeal NurseLine and Nurse Chat
Consumer-driven health plans
Flexible spending accounts (FSAs) Health Reimbursement Account + Incentive$ (HRA +) Lifestyle Accounts (LSAs) Retiree reimbursement accounts (RRAs) Qualified high-deductible health plans (QHDHPs)
Health savings accounts (HSAs) Incentive strategies
Telemedicine Self-funded vision benefits Spectera ASO (fee for service) vision UnitedHealthcare OnlinEnroll Optum EAP Retiree billing services Hearing product discounts Self-funded dental Second opinion services Optum Centers of Excellence (COEs)
Fully insured dental Fully insured vision Life and supplemental life Fully insured short-term disability
Fully insured long-term disability Critical illness/accident protection FMLA Hospital indemnity protection